Financial Assistance

In addition to accepting traditional methods of payment for tuition (cash, check, or any major credit cards), ACA offers competitive financial assistance packages that are designed with you in mind:

Zero Percent Financing:

Apply for up to 15 months of zero percent financing personal loan, which is typically secured by student enrollment and signatures, and a 10% of total tuition and fees (including interest and first month payment) as down payment immediately upon enrollment. The maximum duration of the program typically dictates the maximum length of the loan: Simple9 is for programs less than 9 months in duration, and Simple12 is for programs that are 10 to 12 months in duration. There are no credit checks, co-signers or Personal Guarantees required for this loan. Although not likely, Advanced Colleges of America reserves the right to require additional documentation for loan approval on a case by case basis.

Low Interest Financing:

Up to 24 months of low interest financing, which is credit and co-signer based, and carries an annual percentage rate of 7%. Approvals are considered for those with a FICO score of 700 or more, and applicable to any program offered by ACA. The balance (after the 10% down-payment) is divided into 23 equal monthly payments, with first payment scheduled 28 days after start.